(Contingent Alternative Exemption for debtors who do not claim homestead): Cash (including savings bonds, tax refunds, bank & credit union deposits) to $6,000, or to $11,975 minus the aggregate total exemptions taken for personal property, whichever amount is less

Burial plot without structure to 1/4 acre

Clothing, furniture, refrigerator, TV, radio, computer and cell phone, crockery, cooking utensils & tableware, dishes necessary for family; Stoves and home heating equipment with fuel to last 120 days; Wedding ring, jewelry and art to $1,175; Religious texts, schoolbooks, other books to $600; Church pew or seat; Domestic animal with food to last 120 days, to $1,175; (NY CPLR § 5205) In bankruptcy, these personal property exemptions claimed under NY CPLR § 5205 may not exceed $11,975 total (including tools of trade & limited annuity) (NY DEBT & CRED § 283)

College tuition savings program trust fund

Health aids, including service animals with food

Lost future earnings recoveries needed for support

Motor vehicle to $4,825. $11,975 if vehicle equipped for a disabled person (husband & wife may double)

Personal injury recoveries up to 1 year after receiving

Recovery for injury to exempt property up to 1 year after receiving

Savings & loan savings to $600

Security deposit to landlord, utility company

Spendthrift trust fund principal, 90% of income if not created by debtor

Up to $3,000 of electronic deposits of exempt payments into bank account within last 45 days

Wrongful death recoveries for person you depended on